AFM Resource Blog

An Ounce of Prevention

Over the years, Alamance Farmers Mutual (AFM) has witnessed numerous fire losses from various causes. Our team is dedicated to helping policyholders restore their lives after a fire. While we can help rebuild homes, a home encompasses more than just physical structures. Policyholders, their families, pets, treasured photos, and heirlooms are irreplaceable. Fire impacts family schedules, stability, and a sense of security—often, these losses are preventable.

Read More

Maintenance or Covered Loss: What’s the Difference?

Your home is often your biggest investment. Not only from a financial perspective, but also on a personal level. It’s the place where you seek refuge at the end of a long day. Where you make memories with family and friends. It makes sense that you’d want to do everything possible to protect something that important, right?

Read More

What is Reinsurance?

The insurance industry is currently in the news, and unfortunately, it’s not generally for positive reasons.  Recently, two themes seem to be dominating headlines: certain carriers leaving the market (in whole or in part) and overall rising premiums.  Although these are two very different stories, one of the factors cited for both events is reinsurance.   

Read More

The Not-So-Warm Fuzzies

When it comes to home maintenance, cleaning your dryer vent might not be at the top of your to-do list, but it should be. Neglecting this essential task can lead to a host of problems, including reduced dryer efficiency, higher energy bills, and even a fire hazard. Fortunately, cleaning your dryer vent is a relatively simple process that can be done with a few basic tools and some time. In this article, we'll walk you through the steps on how to clean your dryer vent to ensure your dryer runs efficiently and safely.

Read More